Finance Money

  • 3 Ways NOT To Use A HELOC

    If you're like many people, your house may be one of your biggest investments. When you have built a lot of equity in your home, you may begin to consider applying for a home equity line of credit (HELOC), so you can access some of the funds without selling your home. In some situations, a HELOC is an excellent option, but you need to know what you will be using the money for. [Read More]

  • How A Trust Management Company Helps Manage Your Financial Affairs

    If you'd like assistance with your estate and freedom from the worry of managing it as you get older, then you should look into trust management. By creating a trust and letting a management company handle it according to your instructions, you'll have fewer worries about the day-to-day management of your finances. There are several ways trust management can help you. Here are a few. Manage Your Finances In Later Life [Read More]

  • Three Things To Look For When Considering A Consumer Loan

    Personal loans can help you to purchase a vehicle, pay off debt, or take care of emergency expenses. Choosing the right loan takes a bit of research and work. Here are some tips you can follow to help ensure you get the right loan to meet your needs and budget. Total Cost Of The Loan When you take out a consumer loan, you'll be expected to pay back the principle plus interest. [Read More]

  • Complications Of A DUI Arrest While On Vacation Out-Of-State

    Vacations are how most people relieve stress by slowing down and spending time with their family. Sometimes, vacations involve going a bit overboard with alcohol consumption when celebrating time away from the hustle and bustle of a demanding, high-stress job. While the partying individual is having a great time, his or her loved ones are hoping the self-destructive behavior doesn't put a damper on the vacation. Of course, as Murphy's Law would have it, the worst possible things happen at the worst possible times, which would perfectly describe a DUI arrest while driving a rental car on vacation. [Read More]

  • What The Preapproval Process Is For Home Mortgages

    If you plan on buying a house in the next few months, the first step you should take is getting preapproved for a loan through a lender of your choice. The preapproval process does not guarantee you a loan, but it will let you know if you are qualified at this time for a loan. Here are three things to understand about the preapproval process. What getting preapproved means When you want to buy a house with a loan, getting preapproved from a lender is something you must do. [Read More]

  • 3 Things You Should Know About Obtaining A Contractor Bond For Your New Small Construction Company

    If you have recently started your own small construction company, you may have questions about being bonded. If so, read through the following three things you should know about obtaining contractor bonds for your new construction business. Reasons You Should Be Bonded There are several reasons you and your construction company should be bonded, the first of which is that it is required by law in most states. A bond is a legally binding assurance to your clients that you will complete the project as dictated in the contract. [Read More]

  • Key Messages To Convey During A Bond Hearing

    After you've been arrested, one of the first steps that you'll experience in the legal process is to stand in front of a judge during a bond hearing. During this hearing, you and your attorney will essentially make your case for a low bond amount. If and when a low bond amount is granted, you can then have a family member or friend contact a bail bonds agency on your behalf and arrange your release on bond. [Read More]

  • How Your Income And Debt Determines How Much You Can Borrow

    When you go to a bank to apply for a mortgage loan, the bank will have two main goals. The first is to determine if you are creditworthy, and the second is to determine how much money you could afford to borrow. The bank will determine your creditworthiness by looking up your credit score, and they will find out how much you can afford to borrow by closely examining your income and debts. [Read More]

  • Creative Ways To Raise Some Quick Cash To Pay For An Emergency Car Repair

    If you need to pay for an emergency car repair so you can get to work on Monday but you do not have enough money on hand, then you will be pleased to learn that there are a few different ways you can raise some quick cash, including each of the following suggestions: Hold a Quick Social Media Sale One of the best aspects of social media is it offers you a simple way to contact many people all at one time. [Read More]

  • Digital Forensics: Changing The Face Of Divorce

    While no couples enter into a marriage contract with the intention of getting divorced, there is always the potential for a marriage to go bad and end in a highly-disputed divorce. If you are battling your spouse in family court, it's important to recognize the role that electronics can play in modern divorce proceedings. Here are three ways that digital forensics are changing the face of modern divorces. 1. Digital forensics can help prove business income. [Read More]