What The Preapproval Process Is For Home Mortgages

Posted on: 5 June 2017

If you plan on buying a house in the next few months, the first step you should take is getting preapproved for a loan through a lender of your choice. The preapproval process does not guarantee you a loan, but it will let you know if you are qualified at this time for a loan. Here are three things to understand about the preapproval process. What getting preapproved means When you want to buy a house with a loan, getting preapproved from a lender is something you must do. [Read More]

3 Things You Should Know About Obtaining A Contractor Bond For Your New Small Construction Company

Posted on: 29 May 2017

If you have recently started your own small construction company, you may have questions about being bonded. If so, read through the following three things you should know about obtaining contractor bonds for your new construction business. Reasons You Should Be Bonded There are several reasons you and your construction company should be bonded, the first of which is that it is required by law in most states. A bond is a legally binding assurance to your clients that you will complete the project as dictated in the contract. [Read More]

Key Messages To Convey During A Bond Hearing

Posted on: 19 April 2017

After you've been arrested, one of the first steps that you'll experience in the legal process is to stand in front of a judge during a bond hearing. During this hearing, you and your attorney will essentially make your case for a low bond amount. If and when a low bond amount is granted, you can then have a family member or friend contact a bail bonds agency on your behalf and arrange your release on bond. [Read More]

How Your Income And Debt Determines How Much You Can Borrow

Posted on: 13 April 2017

When you go to a bank to apply for a mortgage loan, the bank will have two main goals. The first is to determine if you are creditworthy, and the second is to determine how much money you could afford to borrow. The bank will determine your creditworthiness by looking up your credit score, and they will find out how much you can afford to borrow by closely examining your income and debts. [Read More]